This Cookie Policy explains what cookies are, how PayWise ("we," "us," or "our") uses them on paywise.blog (the "Site"), and how you can manage your cookie preferences.

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and provide information to the website owners.

Cookies can be "persistent" (they remain on your device for a set period or until you delete them) or "session" cookies (they are deleted when you close your browser).

2. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the basic functioning of our website. They include:

• Cookie Consent: Remembers your cookie preferences so you are not asked repeatedly.
• Security: Helps protect against cross-site request forgery and other security threats.

Analytics Cookies

We use analytics cookies to understand how visitors interact with our website. This helps us improve our content and user experience. We may use:

• Google Analytics: Collects anonymized data about page views, session duration, bounce rates, and traffic sources. Data is retained for 26 months. Opt-out of Google Analytics.

Advertising Cookies

We display advertisements on our website through Google AdSense. These cookies are used to:

• Serve advertisements relevant to your interests
• Limit the number of times you see an advertisement
• Measure the effectiveness of advertising campaigns

Google uses the DoubleClick cookie to serve ads based on your visits to this and other websites. You can opt out of personalized advertising by visiting Google Ads Settings or www.aboutads.info.

3. Third-Party Cookies

Some cookies on our site are set by third-party services. These third parties have their own privacy and cookie policies:

• Google (Analytics & AdSense): Google Privacy Policy

4. Managing Your Cookie Preferences

You can manage your cookie preferences in several ways:

• Cookie Banner: When you first visit our site, you can accept or decline non-essential cookies via our cookie banner.
• Browser Settings: Most browsers allow you to refuse or delete cookies. The method varies by browser — consult your browser's help documentation.
• Google Opt-Out: Visit Google Ads Settings to control personalized ads.

Please note that disabling cookies may affect the functionality of our Site and your browsing experience.

5. Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated revision date.

6. Contact Us

If you have questions about our use of cookies, please contact us at [email protected].